March 2015
It’s time for better endings
No effort has been spared as ag media worked to educate farmers
about estate planning. However, this worthwhile effort glosses over the key
event in the “transition” process: somebody dies.
Like most Americans, farmers don’t talk much about dying. So
while our affairs may be in calculated readiness, the actual process we face is
studiously ignored until thrust upon us. One result, as noted in my book review
in this issue, is we often lose control of important aspects of our lives
during the final days. In short, we have too many bad endings.
The issues raised by Dr. Gawande are often intensified for
farm families. Distance is the greatest difficulty. Caregivers are often far
and few. Their duties and authority, if not well understood, can frustrate the
best-intentioned efforts. Newer services, such as modern hospice programs will
be harder to obtain and more expensive. Far from support services, the cost of
dying can escalate rapidly. Time in transit consumes the waning time of the patient
and taxes the caregiver.
As rural communities depopulate and age, the social network
that has added so much to final times is incomplete or missing altogether –
church families, fraternal organizations, recreational groups, etc. Support
ministries like funeral dinners are quietly switched to professionals,
unavoidably altering the traditions of passing.
Our willful ignorance of the art of dying, as it was called
for centuries, leaves us with little guidance and unrealistic expectations. But
we can do more to make final days the best they can be.
One pervasive fear is leaving our homes, but we do little to
prepare for our decline, often to avoid acknowledging the inevitable.
Downstairs bedrooms and easy-access facilities can’t be added at the last
second. Accommodations for live-in caregivers should be a consideration.
Simple efforts to embrace alternative connections can
minimize anger at seeming abandonment. Master simple Facebook skills, switch to
a Kindle for a fingertip library, and start e-mailing friends for important
social contact. Smartphones allow grandchildren to text and send photos. Avoiding non-stop TV seems to be an important
step to prevent unhappiness.
Difficult discussions about your hopes and fears are
imperative. Unworkable expectations of support can add resentment and guilt to
an already troubled time. Caregivers must take time to ask the right questions,
such as “What do you fear most?” and “What tradeoffs are you prepared to make?”
in order to manage an inherently aggressive medical system. Most of all, we
must listen patiently to the dying to learn what they think is important, which
is often not safety or added lifespan.
Farm families have another struggle, as amid grief and worry,
oncoming generations may be anxious about the farm business. Many estate plans
crumble during a lengthy final illness like Alzheimer’s. Those who have created
a plan for the cost of such an outcome need to understand the underlying
assumptions. For example, Medicaid currently pays nearly 2/3 of US long-term
care costs. Gaming Medicaid, now common to protect farm assets, won’t help much
if the program is a casualty of ideological warfare.
Avoid a managerial limbo during a protracted decline toward
death. Inability to deal with unexpected business possibilities can mean lost
opportunities or aggravated problems while the management is “on hold”. Tensions
between financial custodians, health caregivers and distant family can add
suspicion to grief – a bitter mixture. An unhelpful effort to unreasonably
prolong life can transfer too much authority from loved ones to physicians,
attorneys, and accountants, while neglecting the possibilities for a more
positive ending.
As Baby Boomers die in larger numbers, our support system
will be taxed across the nation. In rural America, as we have learned on so
many issues, unless we take responsibility to build a better response to dying,
most helpful programs will be diluted or unfeasible. Absent better end-of-life
education and realistic planning, the default will be too often an unhappy,
exhausting descent into a medical establishment that struggles to say when.